BODY {
  background-color: #F8F1E1;
  font-family: Arial, Helvetica, sans-serif;
  color: #000080;
  margin-left: 40px;
  margin-right: 40px;
  background-image: url(paper102.jpg);
}

P {
  font-size: 12pt;
  color: black;
  font-family: Arial, helvetica, sans-serif;
}

P.smaller {
  color: #0000A0;
  font-size: 10pt;
  font-family: Arial, helvetica, sans-serif;
}

P.bigger {
  color: #0000A0;
  font-size: 14pt;
  font-family: Arial, helvetica, sans-serif;
}

P.pt11 {
  color: #0000A0;
  font-size: 11pt;
  font-family: Arial, helvetica, sans-serif;
}

P.heading {
  text-align: center;
  color: #0000A0;
  font-size: 18pt;
  font-family: Arial, helvetica, sans-serif;
}

DT {font-size: 12pt;}

DD {font-size: 11pt;}

H5 {
  color: darkblue;
  font-size: 24pt;
}

A:link {
  color: #0000FF;
}

A:visited {
  color: #800080;
}

A:hover {
  color: #006400;
}

A:active {
  color: #FF0000;
}